In the case of SMEs, the ability to drive innovation from the reinvestment of operating profit is narrow, if they exist primarily allocated to working capital, if not for dividends. The innovation financing through private lending institutions or public, in addition to using fees regardless of the type of credit sought only discriminate if working capital or acquisition of tangible fixed assets does not have assessment tools that innovative projects and try to gauge the profitability of them. Recognized the high mortality rate of innovations in the fact that few were to materialize into marketable products and profitable for companies in some countries, mainly European, national and local governments devote resources to fund venture capital practically expect higher recovery rates of loans that the call-repayable loans. In these cases, the aim is rather to create opportunities to engage in business ventures for young professionals to obtain a strictly economic profitability. Cost management: The management and in particular cost accounting in SMEs UNAA is another area that receives very limited treatment by Partee owners (managers). Some companies hire accounting services with the view that it is a requirement for tax and legal purposes. The backwardness and ignorance of the cost structures of production and operation of small businesses is one reason why they can not negotiate properly when inserted into a production line of customers and suppliers generally have sophisticated systems cost. Displays the same weakness when working with small businesses a wide range of products and / or customers and do not have an adequate cost system for pricing.
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